Frequently Asked Questions

FIXING THE COMPENSATION (only applicable if your insurer is a member of TRIP)

I invested my savings in a life-insurance policy or an investment-insurance policy. If the percentage of compensation means that I am not fully compensated, do I lose my savings?

No, your insurer must always pay the amount of your savings, i.e. what is known as the theoretical surrender value, in full. The percentage of compensation is not applied to this value.

The percentage of compensation applies only to the risk capital, i.e. the difference between the capital paid out in the event of death and the theoretical surrender value.

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